It is the most cost-effective to sell Alipay funds for more than 730 days, and the fund selling fee varies according to the holding time. The longer the holding time, the lower the charging standard. If the holding time exceeds the specified time, the selling fee is 0. Most funds are held for 730 days or more, and the selling fee is 0 (depending on each fund).

It is most cost-effective to sell Alipay funds a few minutes before closing. The fund's transactions before 3 pm are calculated according to the net value at the close of the day. Even if the fund has only one transaction price every day, it can be known whether the fund is up or down before the close, and the fund sells best when it is up.