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What does the fund mean by showing a return of -8.5?
The fund shows a return of -8.5, indicating that the fund purchased by individuals is in a state of loss, and the amount of loss is 8.5 yuan.

Whether the fund is profitable or not depends on the net value of the fund purchased by individuals and the current net value of the fund to judge whether the investment fund is profitable or loss.

The net value of a fund unit is the net asset value of each fund unit, which is equal to the balance of the total assets of the fund minus the total liabilities and then divided by the total number of unit shares issued by the fund.