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Which one is better, Harvest Fund or China Universal?

This is hard to say because there are many uncertainties in the fund. The factors that affect fund prices are:

①Fund transaction costs

②Investors’ speculative psychology

③The supply and demand relationship in the fund market.

China Universal Fund was jointly initiated and established by three groups with strong strength and excellent reputation, namely Orient Securities Co., Ltd., Wenhui Xinmin United Press Group and China Eastern Financial Holdings Co., Ltd. China Universal's asset management scale has maintained relatively stable and rapid growth since its establishment, and is firmly at the forefront of the industry. China Universal always adheres to the principle of putting customers' interests first, constantly strives to enhance customer service capabilities and improve customer service experience, and strives to provide efficient and considerate professional financial services to investors. Through the joint efforts of all employees, China Universal is committed to steadily developing into one of the best asset management companies in China through long-term and arduous efforts.

Harvest Fund was established in March 1999. It is one of the first 10 fund management companies established in China. It was selected as the first batch of investment managers in the country at the end of 2002. In June 2005, Deutsche Asset Management took a stake in Harvest, making Harvest one of the largest joint venture fund companies in China. In August 2005, Harvest was selected as one of the first batch of enterprise annuity investment managers.