If you want to buy something, you must first build a bank card that can pay online.
Then take pictures of what you want to buy, and Taobao can lock the money you need in your card. When you complete the transaction with the seller and confirm the payment, Alipay will automatically transfer the money you want to pay to the seller's account. The banks that Alipay now pays are: Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank and other major domestic banks. Please go to Taobao for details.
Alipay's operation process:
If the goods are sent by the courier company, then the courier company should have a receipt signed by the customer, and the goods must have been received, but the buyer does not confirm the receipt. You can provide proof of delivery and buyer's receipt to apply for payment.
Alipay rules stipulate that after the seller clicks on the delivery, the buyer has the obligation to confirm the receipt or apply for a refund or initiate a complaint within the specified time.
The time is set as: post office ordinary parcel for 30 days, express delivery 10 days, virtual goods for 3 days. Whether it is a virtual item is determined by Taobao staff, unless it is determined, it will be treated as a general item.
If the buyer fails to confirm the receipt, apply for a refund or initiate a complaint about the transaction within the above time limit, it means that the buyer agrees to confirm the receipt by default and agrees that Alipay will pay the seller to end the transaction.