Medical insurance, like other types of insurance, collects medical insurance premiums in advance from people who are threatened by the disease and establishes a medical insurance fund. When the insured becomes ill and goes to a medical institution for medical treatment and incurs medical expenses, the medical insurance institution will provide a certain amount of compensation.
Financial compensation.
Below I will sort out the relevant information for you, I hope it will be helpful to you.
1. Procedures for applying for medical insurance 1. The insured person needs to bring his or her valid documents (ID card, household registration book, etc.) to the nearby district or county medical insurance center to apply.
2. Insured persons can also go to the nearby street (town) medical insurance service point to apply for processing on their behalf, and the service point will handle the matter within 3 working days.
The insured person should go to the service point within the specified time to pick up the "Medical Insurance Card" issued for him.
3. The insured person can entrust another person to handle the insurance on his or her behalf. The entrusted person must bring the valid certificates of himself and the insured person when handling the insurance.
4. When the employer handles the insurance in a centralized manner, the employer can go to the district or county medical insurance center with a letter of introduction from the employer and the valid ID of the person in charge, and then the employer will issue the "Medical Insurance Card" to the insured person.
2. What materials are required to apply for insurance? 1. For those who participate in insurance as a family unit, when registering for insurance, they need to bring their original resident ID card and household registration book to their registered place or place of residence to register for insurance.
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2. Persons participating in insurance with a collective household registration in this city must go to the place of residence to register for insurance with their resident ID cards and original household registration pages.
3. What are the banks that handle payment procedures? Currently, there are fifteen banks in the city that handle over-the-counter payment, namely: Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of Communications, Bank of Tianjin, and Tianjin Rural Commerce.
Bank, Everbright Bank, China CITIC Bank, China Merchants Bank, Minsheng Bank, Industrial Bank, Shanghai Pudong Development Bank, Binhai Rural Commercial Bank, Bohai Bank.
4. After registering for insurance, what are the specific payment methods? 1. Pay at the bank counter.
The insured person can take the "Social Insurance Comprehensive Business Processing Form" to any branch of the bank that handles over-the-counter payment to make payment.
2. Online payment (including mobile banking APP).
The insured can log in to the online banking or mobile banking APP of Agricultural Bank of China, Bank of China, China Construction Bank, China Merchants Bank, and Shanghai Pudong Development Bank, enter the social security payment interface, enter the payment notice number and payment subject code, and check and verify that the relevant payment information is correct.
, complete the payment according to the website prompts.
3. Payment at the self-service terminal.
The insured person can hold the debit card of Agricultural Bank of China, Bank of China, China Construction Bank, or Shanghai Pudong Development Bank to the corresponding bank self-service terminal, enter the social security payment interface, enter the payment notice number and payment subject code, and after querying and verifying that the relevant payment information is correct,
Complete the payment according to the prompts on the self-service terminal.
5. How will the benefits of people insured by resident medical insurance continue after they are employed and participate in employee medical insurance? Those who pay employee medical insurance fees in full and on time will enjoy the benefits of employee medical insurance and will not enjoy the benefits of resident medical insurance; those who interrupt the payment of employee medical insurance fees can enjoy resident medical insurance during the period of interruption.
treatment.
Those who participate in employee medical insurance in their own name will continue to enjoy the benefits of resident medical insurance during the waiting period. After the waiting period, they will enjoy the benefits of employee medical insurance and will not enjoy the benefits of resident medical insurance.
Within a year, the medical insurance minimum payment standards, maximum payment limits, and reimbursement ratios for insured persons' medical treatment are calculated separately in the employee and resident medical insurance systems.