The coverage of poverty prevention insurance is gradually expanding. This kind of insurance will be distributed to all aspects of the production and life of poor families, such as rural property, personal and medical care, to prevent poverty caused by disasters and diseases, and to prevent farmers from returning to poverty due to various accidents.
Anti-poverty insurance also gives support policies to rural poor people, such as low-income people and extremely poor people, so that they can get corresponding insurance benefits, guide non-poor people, especially those who are uninsured or have no insurance coverage, and prevent them from falling into poverty due to old age, illness, work injury, unemployment, maternity and other reasons.
Poverty insurance may not be available everywhere. Users can consult local government departments in peacetime and then apply for insurance according to their actual situation. After all, insurance has been introduced in many aspects, and more insurance companies may participate in poverty alleviation in the future.
20 17- 10, wei county county party Committee and county government jointly launched the first commercial anti-poverty insurance product in the industry-"anti-poverty insurance", focusing on two special groups on the edge of poverty, grasping the key factors of poverty and returning to poverty due to illness, school and disaster, and providing corresponding insurance protection. [Qiu County, Handan City, August 20 18 to explore the poverty alleviation insurance mechanism. Since the implementation of the poverty prevention insurance policy in Laiyuan County on June 20 18, * * * found that 444 households met the relevant assistance conditions and paid insurance benefits of 3,822,800 yuan, thus achieving "zero return to poverty" in the county. By the end of 20 19 and 10, Pingshan county of Shijiazhuang, Shunping county of Baoding and Nanhe county of Xingtai had reached agreements with insurance companies to provide poverty protection for nearly 10 million rural people.