Because many people now feel that it would be a waste if they put their money in the bank.
They will feel that if they put their money in financial products, they can make money and their assets will double.
It is also because young people are now more adventurous, so they choose these financial products.
But this actually brings risks. High returns also mean high risks.
If some people invest carelessly, they may indeed lose money, and it is really the majority of people who lose money.
So my suggestion is to put the money in a fixed deposit account in the bank. You are the most reliable.
But now there are still many people who know how to manage money.
In some money saving groups.
You can often see some people sharing their experiences of buying stocks and funds.
However, these experiences may be soft article recommendations from some financial management websites.
I still can’t read it as a real article.
They mainly aim to attract traffic to financial management funds.
Because of the Internet now, many people can concentrate their money on some Internet funds.
Therefore, these Internet funds are also trying their best to advertise.
Not only on Zhihu and some Douban groups, but also in their advertisements.
So I think we must be more sensible, and we still cannot trust these financial products, because the possibility of losing money on these financial products is really very high.
And if the first fund can be profitable, it does not mean that other funds will definitely be profitable.
Because this contingency is relatively large, many funds are particularly loss-making.
Financial markets are not as easy as we think.
It is thought that if the company performs well, the fund will rise.
In fact, this is not the case. There are still many rules in the financial market that we are not familiar with.
So don't buy these funds or stocks easily. This is beyond the scope of our knowledge.
Moreover, many people are completely cut off from leeks when they go in, and it is simply impossible to cut leeks from those fund stocks.