Fund refers to an investment method in which the raised investors' funds are managed and operated by professional fund managers, with little fluctuation and stable income. So what is the reason for the fund's loss? What is the reason for the fund's loss? The following is analyzed by Bian Xiao for everyone:

Did the foundation lose money?

Maybe.

The net value of the fund fluctuates with the fluctuation of its investment target, that is, when the target rises, the net value of the fund rises; On the other hand, if the theme falls, its fund net value will also fall. Therefore, investors may invest in the fund at a loss, but they will not lose all the principal, because the net value of the fund will be closed when it falls to a certain extent. After completing the fund liquidation, the fund shares held by investors will be converted into cash according to the net value before liquidation, and the rest will be returned to investors after deducting a series of procedures.

There are many types of funds, and different types of funds have different risks and different degrees of losses. For example, money funds generally do not lose money; If it is a stock fund or a hybrid fund, the investment risk is high and the possibility of loss is high.

What is the reason for the fund's loss?

1, chasing up and killing down

If the fund goes up, it will buy blindly, and if the fund goes down, it will sell blindly. It is inaccurate to grasp and analyze the fund's later trend. As a result, not only did not make money, but also lost money, mainly the loss of handling fees.

2. Buy at a high level

The trend of the fund will fluctuate slightly. When investors buy at a high level in the fund, the investment cost will be relatively high. Even if there is income, it may happen that the income is less than the cost, so it is a loss.

3. Frequent operation

Day trading will only increase the handling fee. If it accumulates for a long time, the income may be less than the handling fee, so it is a loss.

4. Pay too much attention to the short-term trend of the fund.

Some ignore the long-term market of the fund and choose to sell in the middle when they feel that the fund's income is not good, which may lead investors to miss the fund's late income. Hold it when the fund falls, resulting in a deeper quilt.

5. Unreasonable position control

Some investors like to buy heavy positions or Man Cang, which leads to insufficient funds to pay for positions and share the cost of positions.

Under what circumstances will the fund lose money?

First of all, we must understand that different types of funds have different risks and different expected income opportunities. Some funds are unlikely to lose money, while the prices of some funds fluctuate greatly. First of all, we must understand the nature of the fund we invest in.

1. For low-risk or low-risk capital preservation funds, the possibility of fund losses is very small, and it is generally a long-term stable appreciation. If there is a loss, the market price may drop sharply or the fund company is poorly managed, which may lead to liquidation.

2. For some medium and high-risk funds, it is mainly because they buy high and sell low. For example, if you buy when your net worth is high and sell when your net worth is low, you will lose money.

3. In addition to the objective reasons of the above-mentioned market price, investors' excessive fear will also cause investors to suffer losses. Faced with normal market fluctuations, they can't adjust their mentality and quickly turn floating losses into actual losses.

Another subjective reason for investors is that they have not made a thorough analysis of the market. When they lose money, they can stick to it, see the rebound and sell it once. In fact, maybe the market will continue to rise later. After all, in the investment market, the cost of time and capital is also a loss.

What is the reason for the fund's loss?

On the sales software of some funds, we can clearly see their advertisements on the home page, such as the big red slogan with 50% income in the past year. But you don't know how this income is calculated, how the past performance is, the overall valuation of the fund and so on. Blindly buying is the first step leading to loss.

The second point is chasing up and killing down, especially killing down. Many people have no patience after buying it. After all, they still don't know what kind of valuation position their chosen fund is in.

After a slight fluctuation in the market, panic selling began. Others saw that the overall trend of a fund was quite good, and they began to buy it without looking at the performance of the fund. It can be said that blindly chasing up or killing down is one of the important reasons for the loss. It is no exaggeration to say that chasing up and down can at least reduce the income by about 30%.

The third point is day trading. Compared with stocks, the transaction cost of some funds is very high, and frequent transactions eventually contribute money to the cost. Many people don't actually notice that the handling fee for fund transactions is very high. If you buy and sell for a short time, part of the fund's income becomes a handling fee.

Many people see that the fund they bought has not risen or the increase may not reach expectations, so they start to sell. No matter what you invest in, stocks, funds or even bonds, it takes patience and time to be friends. Resist the fluctuation of the market, and then hold it patiently to have a stable income. Patience and endurance investment is the king of investment.

Compared with chasing up and down, intraday trading has reduced the income by 40% or more.

What are the reasons for fund losses?

The possible reasons for fund losses are market fluctuation, insufficient ability of fund managers and excessive fund scale. Funds invest in financial instruments such as stocks and bonds, and their value is often influenced by market factors, including policy changes, economic environment, international situation and other factors. Secondly, the experience, ability and investment strategy of the fund manager will affect the investment income of the fund. If the fund manager's ability is insufficient or his strategy is wrong, such as blindly pursuing high returns and ignoring risk control, it may lead to fund losses. In addition, when the fund scale is too large, fund managers need to trade more assets such as stocks and bonds, which will lead to an increase in transaction costs and a decrease in investment efficiency, which may lead to losses.