Many investors are used to some simple financial management through Alipay. Now more and more people buy funds through Alipay, but they still don't know much about some trading rules. For example, why can't the funds on Alipay be sold? Why does the sale of the fund still show income? Today we will solve these two problems.

Why can't all the money on Alipay be sold?

When we submit the application for fund redemption, that is, the application for selling the fund, the selling of the fund is based on the fund share, not the amount, so the data of the fund holding and the selling share we see may be completely different, that is to say, what we see in the funds we hold is the holding amount, such as 654.38+100000 yuan, 20,000 yuan, etc. And when we sell the fund, we need to sell it by share when we choose the selling amount. Suppose you hold 1000 shares of a fund, the net value of which is 5 yuan, and the total holding amount is 5,000 yuan. Only 1000 shares can be sold at the time of redemption, or less than 1000 shares.

For money funds, the market value of money fund assets includes principal, carry-over income and carry-over income, of which carry-over income can only be redeemed after it is carried forward.

Why does the sale of the fund still show income?

The income shown after normal selling is the handling fee of the previous trading day. If the redemption application is submitted after 3 pm, the redemption confirmation date will be delayed by one trading day, so the next trading day will still show the previous day's income. The income shown on T+2 is the previous selling fee.