In general, the time for redeeming funds through banks and securities companies is:
1. Monetary Fund: 65438+ 0-2 working days after redemption;
2. Equity funds: 3-4 working days after redemption;
3. Mixed funds: 3-4 working days after redemption;
4. Bond funds: 2-4 working days after redemption;
5. Index fund: 3-4 working days after redemption;
6.QDII index products: 8- 13 working days after redemption.
It can be seen that the redemption time of general money funds is the shortest, that is, T+ 1 It also needs to be redeemed before t 15. If you change it after 15, you need to postpone it for one day. The redemption time of stock funds, index funds and QDII funds is relatively long.
However, the redemption time of funds purchased by different platforms is different. The order of time from short to long is basically: Internet third-party sales platforms (Alipay, Sky Fund, etc. ), online direct selling platform (official channel of fund companies), securities companies/banks, etc.
Extended data:
Fund, in English, refers to a certain amount of funds set up for a specific purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.
Fund trading is a circulation and transfer activity that takes the fund as the trading object and bears the risks and benefits by itself.
1. According to whether the fund share can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), and the fund scale is not fixed through subscription and redemption by banks, securities companies and fund companies; Closed-end funds have a fixed duration and are generally listed and traded on stock exchanges. Investors buy and sell fund shares through the secondary market.
2. According to different investors, it can be divided into stock funds, bond funds, money market funds and futures funds. Purchase, including subscription, subscription, fixed investment, etc. ; Selling includes redemption, liquidation, etc.