When buying and selling funds, many investors are more concerned about the fund's handling fee, so how many days does the fund buy and sell without deducting the handling fee? Do you have 7 days to sell the fund without commission? We have prepared relevant contents for your reference.

How many days are there no handling fees for fund trading?

It depends on how many days a fund is bought and sold. It will generally be explained in the fund trading rules. Funds are generally divided into 0~7 days, 7~365 days, 365~730 days and more than 730 days. The longer you hold it, the lower the selling rate. Some funds that have held Class A funds for more than two years have no redemption fee and are more suitable for long-term holding.

However, Class C funds can be exempted from the 30-day redemption fee, but there are still a few Class C funds, but Class C funds charge sales service fees. The longer the holding time, the higher the holding cost, which is suitable for short-term holding.

So when you buy a fund, you can look at the fund trading rules. If you are prepared to hold for a short time, you can give priority to class C funds. If you are prepared to hold it for a long time, you can give priority to Class A funds.

Do you have 7 days to sell the fund without commission?

At present, we haven't seen any funds sold within 7 days without handling fees. Under normal circumstances, selling funds within 7 days requires a handling fee, which is relatively high. Generally, the handling fee for redeeming the fund within 7 days is 1.5%.

Let's give a simple example: suppose an investor buys a fund of 654.38+ 10,000 yuan, and if he redeems it on the seventh day, the cost of redeeming the fund within seven days is 654.38+0.5%, then the cost to be deducted is 654.38+000.000 * 654.38+0.5% = 654.38+0.500 yuan.

Then, if the subscription amount is relatively large, assuming that it is a fund of 200,000 yuan, if the fund is redeemed on the seventh day and the fund fee redeemed within seven days is 1.5%, then the fee to be deducted is 200,000 *1.5% = 3,000 yuan.

If the subscription volume is relatively large, the redemption rate of short-term holding funds is relatively expensive. If the funds are not profitable, the principal will be lost. Therefore, when buying funds, don't trade funds too frequently, otherwise, it is not worthwhile to deduct the handling fee for each transaction. Unless every transaction makes money to offset the handling fee, you can go to day trading.