Legal analysis: there are generally only three ways to withdraw all provident funds, and they are all extreme. The first is the retirement of employees. Employees can withdraw all the provident fund after retirement, with a full set of materials. Second, the death of employees, extracted by the heirs, also needs materials. The third is that employees completely lose their labor force or sign a contract to terminate their labor relations. In addition, there may be exceptions due to different local laws and regulations. There are many ways to withdraw the provident fund. If the provident fund is withdrawn in different ways, the materials to be provided are also different. First of all, you must fill out an application form for withdrawing personal provident fund. Secondly, you should prepare your ID card and bank card. Take one of the extraction methods as an example. If it is used to pay house rent, you need to provide a house lease contract before you can withdraw it. If you want to know the detailed extraction methods and information, you can consult the local provident fund management center.
Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.
If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.