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The house down payment was paid, the contract was signed, and the house maintenance fund was also paid. But I haven't applied for a mortgage loan in the bank yet. Can I add the real estate license?
The house down payment was paid, the contract was signed, and the house maintenance fund was also paid. However, the mortgage loan has not been handled in the bank. After the real estate license comes down, the bank can add a name if it is unified.

If you don't write the names of two people before signing the house purchase contract, you can't add names when you apply for two certificates in the future. You need to pay off the loan after handling the two certificates. The name of the house purchase contract is the same as that of the real estate license; And if the unqualified buyers can't sign the purchase contract, they can apply for a name change.

Adding the name of the mortgaged property requires changing other warrants or paying off the loan.

As mentioned above, if you want to add a name, you need to apply for two certificates first, and then if you have a loan, you must obtain the consent of the mortgage bank, and let the bank issue a certificate agreeing to change or pay off the loan before you can change other warrants.

Several methods to increase the name of real estate license;

1. Gift: Suppose Mr. Zhang, the owner of the house property, wants to add his son's name to the real estate license, then he can choose to give part of the property right of the house to his son. What should I do specifically? The first step should be to go to the notary office to notarize the housing gift, then go to the finance and taxation department for tax payment or exemption, and then go to the Surveying and Mapping Department of the State Bureau of Land and Housing Management to issue surveying and mapping drawings. Finally, with the application for real estate registration, tax payment or tax exemption certificate, surveying and mapping drawings, original real estate title certificate, gift certificate, identity certificate and other materials, apply to the transaction registration department of the State Bureau of Land and Housing Management for the registration of real estate rights gift, and add the son as the owner of the house.

The second is buying and selling: what should I do if I want to add my brother's name to the real estate license? You can choose to sell part of the property rights of the house to your brother. You can apply to the transaction registration department of the State Bureau of Land and Housing Management for real estate transfer registration with the Application for Registration of Real Estate Transfer, the Real Estate Sales Contract, the surveying and mapping drawings issued by the real estate surveying and mapping department, the original real estate title certificate, identity certificate and other materials, and add the brother as the owner of the house. ?

Third, property analysis: adding house owners through property analysis registration is only applicable to couples. If you want to add your spouse's name to the real estate license, you can choose not only the way of gift and sale, but also the way of real estate analysis and registration. It is necessary to go to the notary department for notarization of husband and wife's property analysis, then go to the finance and taxation department for tax payment or exemption, then go to the surveying and mapping drawings issued by the Surveying and Mapping Department of the Municipal Bureau of Land and Housing Management, and finally hold the application for real estate registration, the tax payment or exemption certificate, the husband and wife's real estate analysis agreement, surveying and mapping drawings, original property title certificate, identity certificate and other materials, and then go to the Transaction Registration Department of the Bureau of Land and Housing Management for housing property analysis and registration. This will increase the number of spouses for the house.