There are two common ways to buy fund products in China Construction Bank. One is to apply for opening an account at the bank counter and buy it at the bank counter, and the other is to buy it online. Online purchase only needs to log in to personal online banking, find the interface of fund business, select the fund you like and click Buy. After the transaction is successful, you can see your purchase and expected annualized expected income.

Two. Redemption of Jianxin Fund after Fixed Investment Subscription

The redemption of the fixed investment of CCB Fund can also be carried out in batches. After the fixed investment is completed, if you feel that there is a good market, investors can choose to throw out a batch and then continue to hold the rest, which can avoid completely selling at the low point of the market, but retain the possibility of further profit from the rest.

Bian Xiao: Although investors redeemed the fixed investment fund, the fixed investment agreement of this fund will not be terminated. Therefore, as long as Ji Min's bank card has enough money to meet the conditions of deduction, the bank will still deduct money regularly.

If you want to stop the fund's fixed investment plan, investors need to go to the sales outlets to fill out the Application for Termination of Regular Quota Subscription and go through the formalities for termination of fixed investment. If you fail to meet the deduction requirements for three consecutive months, you can automatically terminate the fixed investment. The termination of the fund's fixed investment will not generate penalty interest, nor will it face other interest losses.

3. CCB funds will be redeemed in a few days.

Under normal circumstances, after the fund holder applies for redemption, the redemption money will be returned to the holder's CCB bank card within T+3 working days. There are exceptions, but the longest time does not exceed T+ 10 working days. QDII overseas funds are an exception, which generally takes a long time and takes 13 working days to arrive.

Bian Xiao's key tip: Investors should pay attention to the fact that in some cases, the redemption operation cannot be carried out. For example, when there are huge redemptions of open-end funds, the fund management company can suspend the acceptance of redemption applications according to the provisions recorded in the fund contract and prospectus. For the redemption application that has been accepted, the payment of redemption money can be postponed, but generally it does not exceed 20 working days, and the fund company will make an announcement in the designated media.