Cai Hui financial statistics show that among the 184 financial products in operation, the latest annualized rate of return of 22 financial products is at a loss. Among them, the top three wealth management products with the most serious losses came from China Merchants Bank, Bank of Communications and Ping An Bank, and their latest annualized rate of return losses all exceeded 10%. These three wealth management products are China Merchants Bank's active strategy No.5 wealth management products (3 years), with a current loss of 30.29%; Ping An Bank's Yingfeng 07 12 fund preferred RMB for financial management. Up to now, its rate of return shows that the financial plan has a loss of 10.94%. The latest annualized rate of return of RMB wealth management product "Delibao Baolan 12" (1.5 years) of Bank of Communications shows that the wealth management product is in a loss state of 10. 16%.
China Merchants Bank
There is no lower limit for losses-30% is still within the normal range.
According to Cai Hui's financial statistics, China Merchants Bank's exclusive rights series active strategic financial product No.5 (3 years) invested in China Resources Trust's flexible allocation of No.5 funds trust plan (hereinafter referred to as "exclusive trust plan") entrusted by China Merchants Bank.
According to China Merchants Bank, the trust plan mainly invests in China's legally issued stocks, warrants (limited to warrants obtained when purchasing separable bonds), securities investment funds, exchange bonds, inter-bank market bonds, bond reverse repurchase, money market funds, bank deposits, low-risk bank wealth management products and other financial market instruments that comply with China laws and regulations.
It is reported that China Merchants Bank specializes in wealth management products for private banking customers, with a purchase threshold of 500,000 yuan and an investment period of 3 years. It is a non-guaranteed floating income wealth management product with no stop loss point.
This also means that if the investor subscribes to the wealth management product of RMB 6,543,800+0,000, the expected return on investment will be-4.67% when the net value of the wealth management product per RMB is RMB 0.9533; If the net value per yuan of wealth management products falls to 0.8088 yuan, the investor's return on investment at this time is-19.12%; If the net value of each wealth management product is 1.5 yuan, the return on investment of the product will reach 15.25% on the premise of early termination of the product plan.