The Provincial Department of Civil Affairs held a miracle promotion meeting to accelerate the growth of the old-age care, and announced a series of old-age care policies, including the trial establishment of the insurance system for the elderly who have lost their independence, the permanent nursing insurance system for nurses, and the pilot of personal tax deferred trade old-age insurance.
Pilot "tax reduction and pension" will begin next year.
Statistics show that the pension business of life insurance companies in our province only underwrote 66 1.9 million person-times last year, and this year underwrote 680,000 person-times, accounting for only 1% of the total number of people born before retirement.
I learned from the meeting that in order to encourage individuals to get involved in trade pension insurance, our province will immediately carry out personal tax deferred trade pension insurance. The so-called personal tax deferred pension insurance means that the insured pays the premium on the tax line and pays the tax when receiving the insurance premium, which is also called "tax reduction for the elderly".
Jiang, director of the Fukuyama Department of the Provincial Civil Affairs Department, said, "The so-called extension is to encourage you to buy trade pension insurance. If you buy a certain amount of personal trade pension insurance every month, you can deduct it before tax. This is the policy of State Taxation Administration of The People's Republic of China, and Jiangsu has been piloting since the age of 18. "
For example, a citizen's monthly income is 5,000 yuan, and the tax threshold is 3,500 yuan. The required tax department is 1500 yuan. If an individual buys 1.500 yuan's trade pension insurance, there is no need to pay tax.
Old people who have lost their independence will also enjoy insurance protection.
It is the traditional knowledge of China people to "support their children for their old age", and the policy of "only having one child" makes "families who have lost their independence" a more unusual group in society. Jiang revealed that in addition to providing living allowances for the disabled, our province will also explore the establishment of an old-age insurance system for the elderly who have lost their independence. "At present, we are encouraging all localities to introduce some endowment insurance that suits them through trade insurance. In terms of premiums, the competent regional authorities with preconditions give subsidies. "
Nie Zhenping, deputy director of the Provincial Finance Office, hinted at the meeting that he would support insurance institutions to innovate endowment insurance products and provide differentiated and differentiated endowment insurance for different groups. "Including the insurance of the elderly who have lost their independence. Support local governments to reduce their premium commitments through financial incentives, tax reductions and exemptions. "
At present, Wuxi is piloting the insurance for the elderly who have lost their independence.
The permanent nursing insurance system for nurses will be introduced immediately.
The problem of medical nursing nurses for the elderly who have lost their self-care ability due to big brother, illness, disability and other reasons. Will also be dealt with later. Jiangsu supports all localities in trying to establish an old-age care insurance system. The four parts of human society, health planning, civil affairs and finance are vigorously carrying out the research on permanent care insurance, and according to the medical insurance policy, the benefits of medical insurance fund will be brought into play to alleviate the pressure of nursing expenditure for disabled elderly people. Nanjing and Wuxi, as the first pilot cities in our province, are studying the nursing insurance scheme for a long time.