The businesses that banks cannot handle on weekends are corporate business (e-banking, corporate deposit business, credit business, institutional business, international business, entrusted housing finance, fund settlement, intermediary business, asset recommendation, fund custody, etc.). ), but the business that banks can handle on weekends is personal savings (fixed deposit, current account, notice, lump-sum deposit and withdrawal, education savings, etc.). ).
The asset scale and after-tax profit of China's banking industry have increased substantially year by year. 20 1 1 year, the profits realized by China's banking industry account for nearly one third of the total profits of the global banking industry. The scale of China's banking industry is developing rapidly, but under the background of accelerating interest rate marketization, intensifying internal and external competition and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout.
With the increasingly fierce competition in the banking industry, banking financial institutions pay more and more attention to the follow-up study of the industry development environment and market demand, especially the in-depth study of the banking business development environment and customer demand trends. Because of this, a large number of excellent domestic banking institutions have risen rapidly, gradually forming their own business characteristics and becoming industry leaders or rookies!
The banking structure in modern western countries is very complicated, mainly including: government banks, political and business joint banks and private banks; Joint-stock banks and wholly-owned banks; National banks and local banks; Universal banks and specialized banks; Enterprise banks, mutual cooperative banks, etc.
According to their functions, they can be divided into central banks, commercial banks, investment banks, savings banks and other professional credit institutions. They constitute a modern banking system with the central bank as the center, joint-stock commercial banks as the main body and all kinds of banks coexisting.
Since the 20th century, with the rapid development of international trade and international finance, a number of worldwide or regional banking organizations have been established around the world, such as the Bank for International Settlements established by 1930, the International Bank for Reconstruction and Development (World Bank) established by 1945, the International Finance Corporation established by 1956 and the International Finance Corporation established by 1964.