Since you want to invest in funds, I suggest you invest in a portfolio and diversify your investments. Don't put eggs in one basket. I don't know whether you are making long-term or medium-term investments, but I think fixed investment funds are still making long-term investments. After all, funds are not like stocks. You can invest in stock funds and index funds. If you feel that index funds fluctuate greatly, you can consider switching to bond funds or currency mixed funds. Many people think that index funds fluctuate greatly, but I am very optimistic about index funds. From the perspective of long-term investment, index funds are very favorable. It is impossible for the index not to rise, and there is no market that only falls and does not rise. The Hang Seng Index in Hong Kong used to be only a few thousand points, but now it is more than 20,000 points, and the Nasdaq Index in the United States used to be a few thousand points. Therefore, from the perspective of long-term investment, investing in index funds is still profitable. You can also choose band operation, buy more in bear market and buy less in bull market. When the bear market price is low, you buy more stocks, but when the bull market price is high, you buy less stocks. By the way, you can subscribe for this fund normally within the fixed investment period. There is no mutual trust between the two. This is what I call band operation. As long as you feel that the fund price is relatively low and you can buy it, you can increase your subscription, which will definitely not affect the fund you have decided to invest in. To put it bluntly, you invested in this fund, but it does not affect your normal subscription. You can buy it whenever you want. I wonder if you can understand what I said. If I can't understand it, it's because my expressive ability is not enough. . . . .