Pacific Dongfanghong upgrades endowment insurance? When the risk reaches 60, it is generally calculated at the predetermined interest rate of 3%, and now the bank's five-year interest rate is 4.75%.

1. Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Generally speaking, the endowment insurance is 20% for the unit and 8% for the individual.

Second, workers can buy some commercial insurance as supplementary insurance, which is more perfect.