1. Of course, it is best to buy directly from the website of the fund company, because the fund is sold by the fund company, and banks and brokers only sell it on a commission basis. When we want to make some money from it, the money will be deducted from our handling fee. Direct sales of fund companies are generally 60% or even 40% off.

2. As said upstairs, ICBC and BOC cards are not allowed to buy funds directly from fund companies, because the cards of these two banks can only buy and sell funds on their own banks' websites.

3. Agricultural Bank, Guangfa, Shanghai Pudong Development Bank, China Construction Bank and Bank of Communications are better. I use ABC, and most fund companies support it. Bank of communications is also better. Guangfa and Pudong are the best, generally not in second-and third-tier cities.

4. The online direct selling function of fund companies is exactly the same as that of banks and brokers. It's just that there are fewer direct sales in fund companies and more in banks. Fund companies can complete online purchase, subscription, conversion, redemption and other operations.

5. Personally, I suggest using the online direct sales of fund companies, which is low in handling fees and convenient.