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How should parents correctly handle their children's lucky money?
The management of lucky money cannot be generalized. In my opinion, it needs to be divided into ages. It can be roughly divided into these age stages: 0-7 years old, 8- 12 years old, 13- 16 years old, 16 years old or older.

0-8 years old:

For children of this age, parents can also take them to make a simple lucky money account book. For children aged 0-3, parents can make their children's lucky money into a growth record book; When the child is 3-8 years old, you can let the child look at the account book and count the lucky money; When children go to primary school and learn to write and calculate, they can record and calculate the accumulated amount and let them know the process.

At the age of 8- 12, it is probably difficult to face money when you are mature.

Although it is said that the post-zero generation is "very powerful" and "very precocious", it is still in the primary school stage, and the acceptable social scope is only a little bit. Parents still have to help take care of them.

So parents can really help their children think about so many lucky money, such as daily expenses, including school supplies and other daily necessities, as well as bus fares, meals, books and other daily necessities. It is best to keep this money in cash so that children can see the money inside.

Like the previous two news: Xiong Haizi spent more than 10 thousand to buy mice; Xiong Haizi rewarded nearly 20,000 network anchors. And Xiong Haizi of these two news stories is still in primary school!

At the stage of 12- 16, I'm just not skilled enough to deal with the problem of money.

Most children of this age have gone through the stage of not asking their parents to help them buy things, and they all like to arrange and prepare for themselves.

Therefore, parents can appropriately give their children some funds for daily consumption in small places. When the children are 14 and 15 years old, parents should try their best to transfer the management of the lucky money account to their children. If parents have done their homework before, they don't have to worry that children who have just entered adolescence and are slightly rebellious will turn the lucky money into a pile of game coins. Of course, parents should talk to their children seriously before handing them over. Let the children talk about their understanding of money and their ideas for future accounts. For accounts with a particularly large amount, parents can also transfer money year by year or in batches.

But too much is not a good thing, after all, there is still a little ignorance, spending money lavishly is not conducive to their growth, and it is easy to attract malicious young people.

16 years old and above, all for children! (Generally speaking, the lucky money lasts until 18 years old, but many families return the lucky money when their children are over 20 years old. )

I don't need to say more about this era of facing the society. Even if there is no arrangement for spending money, parents don't need to interfere too much.

Because the child is old enough, it is no longer the stage you need to help him arrange. The rest is left to himself and society. I believe that he will gradually find a consumption path that suits him.

Parents should also tell their children that lucky money is the embodiment of their elders' love and blessing. In addition to your own use, you can also buy some gifts for your elders to show filial piety and love. When the society and the needy people need it, they can also take it out as a love donation to make the use of the lucky money more valuable and meaningful. The use of this kind of lucky money is an educational embodiment of children's love, which makes children feel an emotional experience and transformation from accepting the care and care of others to caring and caring for others.