Student loan discount refers to the interest expense of student loan subsidized by the state or banks. During students' study in school, the interest on student loans is subsidized by the government 100% (that is, discount), and students do not need to bear it themselves, but the interest is paid in full by students after graduation. The national student loan interest rate shall be implemented in accordance with the statutory loan interest rate announced by the People's Bank of China and the relevant national interest rate policies.