Fund investment is a well-known investment channel. Many novices participate in the fund market because they hear that the fund makes money, and the result is that it is embarrassing to toss around. Not only do they not make money, but they also lose money. Well, it's not that difficult to buy a fund. Most people lose money because they have no good investment habits.

In order to improve our investment income, we can take some simple and effective techniques and measures. Here are some ways to improve our investment returns.

First, in terms of income expectations, we should give up some unrealistic high-income demands and determine reasonable income expectations. For example, the long-term annualized rate of return of partial stock funds is mostly between 10%-20%, and those over 20% are considered excellent. The long-term annualized rate of return can be set at 15%, which is a realistic goal. If the income target is set too high and there is no corresponding ability to achieve it, it will only add trouble to yourself.

Second, in investment decision-making, try to seek investment with high winning rate, and don't bet too much on high odds. High-yield investments are usually some funds or fund combinations, such as fixed income+. Funds with high odds can be configured into satellites without placing too many bets.

Third, in terms of investment time, we should insist on long-term investment, lengthen the investment cycle and stay in the market as long as possible. Only after a long period of investment, at least a bull-bear cycle, can investors get better returns.

Fourth, in terms of trading frequency, don't predict the market and try to reduce the trading frequency. Some fund managers also admit that timing is not that important.

Fifth, in the investment mentality, keep a certain distance from the market as much as possible to reduce anxiety.