When choosing an investment fund for a personal pension account, you need to make a selection based on your risk tolerance, asset allocation needs and other factors.

Generally speaking, for long-term investments, you can consider choosing index funds or growth funds with stability and long-term income growth potential.

The following are some fund types that may be suitable for personal pension accounts: 1. Stock funds: Stock funds refer to funds with stocks as their main investment targets. Such funds usually invest in the stocks of the most representative listed companies, and

There is higher profit potential when stocks are trending in a bull market.

But there are also higher risks.

2. Bond funds: Bond funds refer to funds with bonds as their main investment targets. The income of such funds is usually relatively stable and the investment period is short, but the return rate is relatively lower.

3. Index funds: Index funds refer to funds that invest by tracking a specific securities index, such as the CSI 300 Index, CSI 500 Index, etc.

The advantages of this type of fund are low fees and relatively stable investment results.

4. Hybrid Funds: Hybrid funds are funds that are split between the stock and bond markets.

Such funds generally allocate stocks and bonds in a balanced manner based on different investment cycles and risk preferences to achieve relatively stable returns.

Special attention should be paid to the fact that the investment needs of personal pension accounts are different from those of other types of funds. The investment period is relatively long. When selecting a fund, the stability, performance, manager resume, fund size, etc. of the fund need to be comprehensively considered.

factors, and should abide by the principle of appropriateness and make choices based on their own risk preferences and asset allocation needs.