The main differences between the two are the different proportions of asset investment and different risks.

①Different asset investment ratios:

Debt-oriented funds use various bonds as their main investment objects, with a bond allocation ratio of 50%-70% and a stock allocation ratio of 20%- 40%.

The main investment objects of equity funds are stocks, with a stock allocation ratio of 50%-70% and a bond allocation ratio of 20%-40%.

②The risks are different:

The risk of debt-oriented funds is higher than that of money market funds, but lower than that of stock-type funds, and is obtained through investment in bonds such as treasury bonds and corporate bonds. Stable interest income, with the characteristics of low risk and stable income, is more suitable for investors with low risk tolerance.

Stock-focused funds can diversify risks to a certain extent through expert management and portfolio diversification, but stocks still carry higher risks and are suitable for some investors with risk tolerance.

Which one is better, debt-focused funds or equity-focused funds?

Both partial debt funds and partial equity funds have their own advantages. The subject matter of the two is different, and their risk coefficients are also different. There is no direct comparability. For conservative investors, debt-oriented funds are better because they are less risky. For investors who pursue high risk and high returns, stock funds are better because they invest in more stocks and get better returns.