How to get children's survival fund insurance
It is also a good choice to insure children's survival fund insurance. The main purpose of children's survival insurance is to meet the specific needs of the insured after a certain period of time, such as children's education, marriage or the insured's pension. It is also saving, saving a sum of money specially for children. In addition to children's education insurance, marriage insurance and other general term survival insurance, its main type is annuity insurance. Among them, there are three main ways to receive children's survival fund insurance: what are the children's critical illness insurance with better protection? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.
1, I received it;
2. Entrust immediate family members to receive it (generally, you need to issue a relationship certificate to receive it);
3. Entrust the policy service personnel to collect it.
However, it should be specially reminded that the policy beneficiary of children's survival insurance is a minor and should be collected by the legal guardian. When handling bank transfer, the name of the passbook must be the child himself. In addition, the survival money is collected according to the "policy anniversary date" stipulated in the clause, not the beneficiary's birthday.
Matters needing attention in insuring children's survival fund insurance
After knowing how to obtain children's survival insurance, let's learn about the precautions of children's survival insurance.
1. Before applying for children's survival fund insurance, you should learn and understand clearly the insurance coverage, coverage, collection and claim settlement, learn as much insurance knowledge as possible, and correctly understand the functions and functions of insurance.
2. Pay attention to choosing an insurance company with strong strength and good reputation for insurance, so that your own insurance can play the greatest role.
It is very important to choose a high-quality salesman who is responsible, honest and trustworthy, proficient in business and can provide you with good pre-sales, mid-sales and after-sales services for more than three years.
4. Pay attention to the choice of children's survival fund insurance suitable for your children. It is best to insure your child through a combination of insurance types according to your child's existing protection.
After receiving the insurance policy, you should read each clause carefully and carefully for several times within 7 days. If you have any questions, you can contact the insurance company or salesman for consultation at any time. If you are not satisfied with the insurance you have taken out, you can surrender unconditionally within 10 days to ensure that your interests will not be lost. Therefore, pre-selection before insurance is very important. So if you buy the wrong insurance, do you want to surrender it? If you surrender, why don't you lose money? Can I return the wrong insurance? How much can I refund if I surrender? How to surrender in full?
To sum up, children's survival fund insurance can be obtained by myself, entrusted immediate family members and entrusted policy service personnel. When you apply for insurance, you should not only pay attention to the policy, understand the insurance terms, but also pay attention to choosing the right insurance products and insurance companies.
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Detailed explanation of children's fund insurance related knowledge
In recent years, the insurance industry is constantly emerging, and various types of insurance are also increasingly rich. Children's insurance has become the focus of major insurance companies because of its large demand, but have parents heard of children's basic insurance? The so-called children's fund insurance is a social welfare undertaking that helps each other. Mainly to provide medical support for children hospitalized due to illness, so as to reduce the family burden of patients and help children grow up healthily. Below I will take you to know about children's fund insurance.