Both WeChat Bitong and Alipay Yu 'ebao belong to the money fund investment and wealth management. They are connected with different money funds, and the yield of money funds is floating. The annualized rate of return of specific access funds is as follows:
1, WeChat change pass
The two funds with the highest returns are: E Fund's daily profit-increasing currency A, with an annualized rate of 3.675% on the 7th, and ICBC cash treasure, with an annualized rate of 3.313% on the 7th; The two funds with the lowest returns are: Huabao cash treasure A, with an annualized rate of 2.504% on the 7th, and China Merchants Jinbao Currency A, with an annualized rate of 2.067% on the 7th.
2. Alipay Yu 'ebao
The two funds with the highest returns are: Huatai Bairui Currency A, 2.883% annualized on the 7th, and Great Wall Currency A, 2.872% annualized on the 7th; The two funds with the lowest returns are Tian Hong Yu 'ebao Fund, with an annualized rate of 2.4 1% on the 7th and Changsheng Tianlibao Currency, with an annualized rate of 2.093% on the 7th.
Extended data:
The interest rate of WeChat's change pass is relatively higher than Alipay's balance treasure, which is an advantage of change pass. But for users who don't buy much, the income gap is not so obvious.
In terms of activity, Alipay is more intimate than WeChat. In order to introduce customers to Yu 'ebao, Alipay made a virtual million experience activity, which gave users real benefits. At that time, many people earned dozens or more a day, and change money was not good enough in this respect.
As far as security is concerned, WeChat and Alipay can have their current status, so naturally there is no need to worry. Yu 'ebao's compensation measures are more perfect, and professionalism seems to be more trustworthy. Alipay has a variety of technology patents, and its operation is more large-scale and streamlined.
Whether you choose Yu 'ebao or exchange money, we ordinary people will benefit. It mainly depends on your own payment habits. If there are not many deposits, the gap will not be particularly large, so choose a way that suits you better.