have.
The medical insurance card shows that the total amount transferred to the personal account is 495 yuan, which means there is money in the card.
The balance in the medical insurance card refers to the balance of the personal account. It is transferred to the medical insurance system through the unit's deduction of personal medical insurance funds every month, and then transferred to the personal medical insurance fund account, accumulating to form the balance in the own medical insurance card, which is mainly used for medical treatment.
When paying, the paying individual should pay part of the fee for use.