When buying a fund, you can refer to the accumulated net value. The accumulated net value of the fund refers to the sum of the latest net value of the fund and the dividend performance since its establishment, which reflects the accumulated income of the fund since its establishment and can reflect the historical performance of the fund in the operation process more intuitively and comprehensively. Combined with the operation time of the fund, it can more accurately reflect the real performance level of the fund. Generally speaking, the higher the cumulative net value, the better the fund performance. The choice of open-end funds can be considered from the following six aspects:

(1) Whether the Fund has maintained good performance in the past.

(2) Is the fund management company trustworthy? Whether the fund manager has sufficient professional knowledge and rich investment experience.

(3) Whether the investment objectives of the fund are consistent with your own investment objectives. For example, everyone's investment goal has a lot to do with age, income, family status and other factors (generally speaking, it is more appropriate to choose a high-risk and high-yield fund when you are young? When you are about to retire, it is more appropriate to choose a fund with low risk and stable income.

(4) Whether the investment period of the fund meets your needs. Generally speaking? The longer the investment period? The less investors have to worry about short-term fluctuations in fund prices? So you can choose a more active fund variety. If the investor's investment period is short? You should try to consider some low-risk funds.

(5) Risks that investors can bear. Generally speaking, high-risk investment has high return potential. However, if investors are sensitive to short-term fluctuations in the market, they should consider funds with low investment risks and stable returns. If investors are more enterprising, don't mind the short-term fluctuations of the market and want to earn higher returns, then some funds with higher risks may be more in line with investors' needs.

(6) Whether the fee level of the fund is appropriate. If investors can make use of the above evaluation points and carefully compare the funds in the market, I believe that investors will be able to choose the most suitable fund from many funds. For reference.