1. What is the threshold of Beijing's basic medical insurance for serious illness insurance?
The threshold of major illness insurance for Beijing's basic medical insurance is determined by low-income people, and the threshold is different every year. For example, in 2022, the threshold is 30,000 yuan.
Personal medical expenses above the deductible line and in line with the scope of reimbursement of serious illness insurance can be reimbursed by sections according to relevant laws and regulations. Within 50 thousand yuan, 60% can be paid by the serious illness insurance fund, and 70% can be paid by the medical insurance fund for more than 50 thousand yuan, with no upper limit.
Second, how often do you pay the basic medical insurance in Beijing?
The major illness insurance of Beijing basic medical insurance is reimbursed once a year, and the major illness insurance expenses of the previous year can be reimbursed in the second year.
At the beginning of each year, relevant departments will screen through the information system. As long as they are insured in the last year and enjoy relevant treatment, they will pay the expenses to the corresponding person's bank account within one month after statistics. Therefore, if you have a serious illness and need to be reimbursed, you must prepare relevant information, and don't find that the information is missing when you reimburse. It is very troublesome to reissue it at this time.
3. What are the scope of reimbursement for major illness insurance of Beijing basic medical insurance?
As long as you participate in the basic medical insurance, all kinds of expenses incurred within the scope of medical insurance can be reimbursed by serious illness insurance after the basic medical insurance is reimbursed.
After the basic medical insurance for urban and rural residents in Beijing is insured, they can enjoy the basic medical insurance benefits of the previous year. Those who exceed the deductible after deducting the amount of medical assistance can be reimbursed through serious illness insurance. The specific reimbursement proportion shall be subject to the actual proportion.