Provident fund payment base: 60%-300% (40%-300% in some places) of the average monthly salary of employees in the province where the insured is located is the payment base, and it is paid monthly. Ministry of Housing and Urban-Rural Development: The deposit ratio of housing provident fund shall not be higher than 12%.

Proportion of provident fund payment:

The basic deposit ratio of housing provident fund is: unit 12% and individual 9%.

Deposit method

1. Transfer cheque and direct cash deposit (cash delivery book must be filled in).

2. Remittance by bank

3. Entrusted bank collection method

4. Withdraw housing funds

Regulations on the administration of housing provident fund

According to the Decision of the State Council Municipality on Abolishing and Amending Some Administrative Regulations on March 24th, 20 19, the Regulations on the Management of Housing Provident Fund was revised.

Specifically including:

The second paragraph of Article 13 is amended as: "The unit shall register the deposit of housing provident fund with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for employees. Each employee can only have one housing provident fund account. "

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