The preferred monetary fund is relatively large in scale, and it is more convenient to purchase and redeem, and generally it will not be rejected. Some small-scale money funds often refuse to redeem or purchase. Second, the income is stable. In the long run, the annualized rate of return of most money funds is similar, neither much higher nor much lower. However, if there is a huge net redemption, the fund is likely to fall into a vicious circle of smaller and smaller scale, lower and lower returns, more and more redemptions and smaller scale. Pay attention to avoid this when buying funds.

Monetary Fund B can be regarded as an enhanced version of A, with a purchase starting point of at least 5 million yuan or even10 million yuan, and ordinary customers do not need to consider Fund A..

There are also some graded money funds that are automatically upgraded according to the holding time of fund holders. Southern companies have this ABC graded fund. The payoff c is greater than b and greater than a.