If you buy a fund of 80,000 yuan and lose 20,000 yuan, you will lose more. Therefore, it is necessary to analyze the reasons for the loss and what caused the loss. If it is the reason of the fund itself, such as the fund manager's mistake in the investment direction, the performance of this fund has been poor, always falling more and rising less. If there is no prospect, it is recommended to redeem it.
However, if the previous decline is due to the decline of the market, most funds are falling, and the funds have experienced a round of decline and have begun to show signs of rebound, then you can consider taking a wait-and-see attitude, or redeeming some of them and leaving some for the fund to rise.
The decline of funds is a common phenomenon, because funds are a fluctuating product. There are ups and downs. However, if the fund continues to fall, it is necessary to learn to stop the loss and not let the fund keep losing money, which will cause heavy losses.
Stop loss points can be set when buying funds, such as: 5%, 10%, 15%, etc. When the fund loses money to this extent, you should redeem it in time. Don't let the fund lose money endlessly. You can redeem it first, wait for the follow-up funds to rebound, then buy at a low level and sell at a high level to make money.
The above is about "what should I do if I buy a fund of 80 thousand and lose more than 20 thousand?"