A: The unemployment insurance system is a social insurance system enforced by the state through legislation, and the unemployment insurance fund is established by the society to provide material assistance and re-employment services for workers who lose their wage income due to involuntary termination of employment. It is an important part of the social security system and one of the important items of social insurance.
2. What are the characteristics of the unemployment insurance system?
Answer: Unemployment insurance belongs to the category of social security and has the same characteristics as other social insurances, namely:
(1) mandatory. Through the promulgation of relevant laws by the state, the unemployment insurance system is established, requiring employers and workers to pay unemployment insurance premiums regularly according to regulations, otherwise it will be punished as an illegal act.
(2) preventive. Take various effective measures to raise enough unemployment insurance funds in advance, and once workers are unemployed, immediately carry out rescue operations to prevent workers from falling into difficulties due to unemployment and prevent society from falling into turmoil due to increased unemployment.
(3) mutual assistance. All workers must participate in unemployment insurance and pay unemployment insurance premiums, but only the unemployed can enjoy unemployment insurance.
(4) compensatory. The unemployment insurance fund will compensate workers when their wages are interrupted because of employment interruption, so that they will not have no source of income when they encounter unemployment risks, so that labor reproduction can continue.
(5) Fairness. All workers have equal opportunities to participate in unemployment insurance, and once they are unemployed after fulfilling their payment obligations, they have the right to enjoy unemployment insurance. Secondly, it is the equality of rights and obligations. On the premise of ensuring the basic livelihood of the unemployed, the unemployment insurance benefits standard and the enjoyment period should be different according to the length of the unemployed's social obligations, and egalitarianism should not be pursued.
3. What role has the unemployment insurance system played since its establishment?
A: Since the establishment and implementation of 1986, China's unemployment insurance system has played an important role in promoting deepening reform and maintaining social stability.
First of all, the basic livelihood of the unemployed is effectively guaranteed. By implementing the unemployment insurance system and paying unemployment insurance benefits, we can guarantee the basic livelihood of the unemployed and help them tide over the difficulties. Especially in the past two years, more than 654.38 million people in our city have received unemployment insurance assistance every year, which has played a positive role in maintaining social stability. Second, promote the reemployment of unemployed people. In accordance with the relevant provisions, part of the funds from the unemployment insurance fund will be used for vocational training and job introduction activities for the unemployed, so as to help the unemployed find employment and realize reemployment. Third, support enterprise reform. The implementation of the unemployment insurance system has guaranteed the basic livelihood of the unemployed who are going to the society in enterprises, reduced the pressure on enterprises and promoted the smooth implementation of reform measures.
4. What are the provisions on the collection scope of unemployment insurance premium?
A: According to the Regulations on Unemployment Insurance and the Interim Regulations on the Collection and Payment of Social Insurance Fees, the scope of collection and payment of unemployment insurance fees is: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, institutions and their employees.
5. How to register for unemployment insurance?
A: According to the Interim Measures of the Ministry of Labor and Social Security for the Administration of Social Insurance Premium Registration, when handling social insurance registration, the payer shall fill in the social insurance registration form and present the following documents and materials:
(1) Business license, certificate of approval for establishment or other approved practice certificates;
(two) the unified code certificate of the organization issued by the state quality and technical supervision department;
(three) other relevant documents and materials stipulated by the provincial and municipal social insurance agencies.
6. What are the standards for employers and employees to pay unemployment insurance premiums?
A: According to the Unemployment Insurance Regulations, urban enterprises and institutions pay unemployment insurance premiums at 2% of total wages. Employees of urban enterprises and institutions pay unemployment insurance premiums according to one percent of their wages. Farmers contract workers recruited by urban enterprises and institutions do not pay unemployment insurance premiums.
7. Should institutions and their employees participate in unemployment insurance and pay unemployment insurance premiums?
A: According to the Notice of the Ministry of Labor and Social Security, the Ministry of Finance and the Ministry of Personnel on Relevant Issues Concerning the Participation of Institutions in Unemployment Insurance and the Notice of the Municipal Labor and Social Security Bureau, the Municipal Personnel Bureau and the Municipal Unemployment Insurance Office on the Registration of Institutions, institutions must register for unemployment insurance at the unemployment insurance agency where the unit is located and pay unemployment insurance premiums in full and on time.
8. What are the conditions for enjoying unemployment insurance benefits?
Answer: To enjoy unemployment insurance benefits, you must meet the following three conditions at the same time: First, you have participated in unemployment insurance according to the regulations, and you and your unit have fulfilled the payment obligation for 1 year; Second, employment is not interrupted by my will; Third, they have registered for unemployment and have job requirements. Unemployed persons who meet the above conditions can receive unemployment insurance benefits and enjoy other unemployment insurance benefits.
9. How can I be sure that my employment was not interrupted because of my will?
A: Those who are unwilling to interrupt employment refer to the following persons:
(1) The labor contract is terminated;
(2) The employer terminates the labor contract;
(3) Being expelled, removed or dismissed by the employing unit;
(four) according to the "labor law" in the second paragraph of article thirty-second, the third paragraph to terminate the labor contract with the employer;
(5) It is otherwise provided by laws and administrative regulations.
10. How to calculate the time limit for unemployed people to receive unemployment insurance benefits?
A: According to the Measures for the Implementation of Unemployment Insurance in Hubei Province, the unit where the unemployed person works and himself pay the required fee of 1 year before unemployment, and pay unemployment insurance for three months after unemployment. After that, for each additional payment time 1 year, unemployment insurance benefits will be paid for two months, and the longest period for receiving unemployment insurance benefits is 24 months. If the unemployed are unemployed again after re-employment 1 year, the payment time will be recalculated. The time limit for receiving unemployment insurance benefits is combined with the time limit for receiving unemployment insurance benefits for the previous unemployment, and the longest time limit is 24 months.
1 1. What are the payment standards for unemployment insurance and Medicaid?
A: According to the Regulations on Unemployment Insurance, the standard of unemployment insurance benefits is determined at a level lower than the local minimum labor standard and higher than the minimum living standard for urban residents. At present, the standard of unemployment insurance for unemployed people in downtown Wuhan is 490 yuan/month, and the medical subsidy for unemployed people is determined to be 35 yuan/month. Unemployment insurance and Medicaid for the unemployed are paid in full monthly.
12. What are the rules for applying for unemployment insurance?
A: According to the Measures for the Application and Payment of Unemployment Insurance issued by the Ministry of Labor and Social Security, the unit where the unemployed person worked before unemployment should, within 7 days from the date of termination or rescission of the labor contract, report the list of unemployed persons to the agency that accepted their unemployment insurance business for the record, and provide relevant materials such as proof of termination or rescission of the labor contract, proof of participation in unemployment insurance and proof of payment as required. Unemployed persons shall, within 60 days from the date of termination or rescission of the labor contract, apply for unemployment insurance benefits at the agency that accepts unemployment insurance business in this unit.
13. What information do unemployed people need to provide when applying for registration in unemployment insurance benefits?
Answer: When the unemployed apply for unemployment insurance, they should fill in the unemployment insurance application form and submit the following supporting materials:
(1) My ID card and my photo;
(two) the certificate of termination or rescission of the labor contract issued by the unit;
(three) the employment certificate issued by the employment agency of the administrative department of labor security.
14. What are the rules for receiving funeral grants and pensions?
Answer: If an unemployed person dies during the period of receiving unemployment insurance benefits, his/her family members can hold the unemployed person's card, death certificate and the identity certificate of the recipient, and receive a one-time funeral subsidy and the pension for his/her dependent spouse and immediate family members from the unemployment insurance agency according to regulations. Unemployed persons who have not received unemployment insurance benefits in the current month can receive them together with their families.
15, what conditions do farmers contract workers need to apply for a one-time living allowance?
A: First, the unit where the farmer contract workers work must participate in unemployment insurance according to law; Second, the units where farmers contract workers work must pay unemployment insurance premiums for them; Three, farmers contract workers must work continuously in the payment unit 1 year. In addition, contract farmers who are voluntarily unemployed do not enjoy unemployment insurance benefits.
16. What are the rules for unemployed people to stop receiving unemployment insurance benefits?
Answer: During the period of receiving unemployment insurance benefits, the unemployed will stop receiving unemployment insurance benefits and enjoy other unemployment insurance benefits under any of the following circumstances:
(1) Re-employment;
(two) to enter the full-time secondary school or above;
(3) Those who should be conquered for military service;
(4) Having emigrated;
(five) enjoy the basic old-age insurance benefits;
(6) Being sentenced to fixed-term imprisonment or reeducation through labor;
(seven) without justifiable reasons, do not accept the employment service agencies to provide vocational introduction, vocational guidance and vocational training services;
(eight) there are other circumstances stipulated by laws and regulations.
17. Can employees who receive one-time resettlement fees enjoy unemployment insurance benefits?
A: According to the Notice of the State Council on Issues Related to the Trial Bankruptcy of State-owned Enterprises in Several Cities, the government encourages employees of bankrupt enterprises to find their own jobs. For self-employed, the government can pay a one-time resettlement fee according to the local actual situation, and no longer retain the status of employees of state-owned enterprises. Get a one-time resettlement fee, because it is self-employed, no longer enjoy unemployment insurance benefits. The Opinions of the People's Government of Hubei Province on Issues Concerning the Resettlement of Employees in the Reorganization of State-owned Enterprises stipulates that employees who receive one-time resettlement fees do not enjoy unemployment insurance.