Risk-free investment generally refers to the extremely low-risk investment opportunities available in the capital market, but low-risk investment is not risk-free investment, but refers to obtaining a reasonable rate of return with extremely low risk.

Common risk-free (low-risk) investment and financial management are as follows:

1. Bank deposits, including demand deposits and time deposits.

2. Monetary fund, with annualized income of 3%-4.5%, is the best substitute for demand deposits;

3. Bank's bill financing products (credit financing has certain risks and should be treated differently);

4. Reverse repurchase of national debt, the threshold is 65,438+10,000 yuan, and the annualized income is 2%- 10%, starting from one day.

Extended data

Formula: investment profit rate = annual average total profit/total investment × 100% (annual average total profit = annual average product income-annual average total cost-annual average sales tax and surcharges)

Risk-free entrepreneurship based on BBMB modern business model is established in the era of buying market, selling is king, network information, e-commerce, data marketing and exhibition marketing.

The basis of marketing and rebate sales is also above, so that my partner can start a business without risk, and all entrepreneurs can really create without risk. But you want it, but you do it, but you can do it.

Investment benefit, also known as investment benefit, refers to the ratio of net profit time to investment degree within one year when the investment strategy is profitable to the maximum extent. . The investment plan can be sufficient, and the investment will always be in the middle of the year. Annual net profit of investment for two years. It means that the annual net profit changes greatly during transportation. , you can calculate the ratio of annual average net profit to investment during transportation.