Analyze how to choose funds using the method of filling in the college entrance examination application

In fact, investment is the same as the college entrance examination, the most expensive thing is the opportunity cost; there is no shortcut, it requires patience and rationality; both must stick to their own principles and self-discipline; it can change life but it is not everything in life. Today, the editor will share with you how to choose a fund using the method of filling in the college entrance examination, for your reference only!

How to choose a fund using the method of filling in the college entrance examination

There are thousands of funds in the market now Funds, choosing a suitable fund is not easy. For example, when filling out your application for the college entrance examination, you need to keep your eyes peeled if you want to find a major and university with comparable scores, a suitable major, and a promising future.

1. Score evaluation

A very important point for the success or failure of filling out a volunteer application lies in accurate score evaluation. The same is true for fund selection. You must first determine your own goals. Purposeful selection will Get twice the result with half the effort. If investors are uncertain about their psychological expectations, they can use the risk assessment questionnaire to determine their expected return rate and risk tolerance, and choose a fund type that suits their investment style. For example, aggressive investors can choose stock-focused funds, while conservative investors can choose bond funds. It is recommended that you do a risk assessment before buying.

2. Careful selection

Every time a candidate fills in their application, parents seem to have experienced another high-level math test. Statistics of the average admission scores of the target school or major in the past three years, statistics of trends and fluctuation characteristics of the admission scores in the past three years, analysis of the past employment situation of the target major and other majors, etc.

This good spirit of careful selection should also be implemented in the selection of funds. After all, investment cannot be careless. We have already selected the type before, and now we need to start looking at the performance rankings of funds in the same type, and filter out the rankings of the past three years, the past two years, the past one year, etc., and be sure to observe the rankings of each stage. At the same time, we should also pay attention to the anti-risk indicator volatility and maximum drawdown. Only a fund with relatively good performance, "small maximum drawdown" and low volatility can be considered a good fund.

As the saying goes: "Good birds choose trees to roost in", good fund companies are more reliable. When choosing a fund company, you must first look at the company's integrity, the fund manager's past resume, the company's news and public opinion, etc. Secondly, it has been established for a long time, preferably more than 5 years, and can go through the entire bull-bear cycle. This enables us to judge the overall investment research capabilities and levels of fund companies under different market conditions.

3. Pay attention to details

It is not enough to keep your eyes open when filling out your application. You must also use your brain and do more research to find a more ideal school and major. Most of the things I complained about afterwards were filled with thoughts that filled my mind at the time. Comprehensive analysis is also applicable to filling in volunteers and selecting funds. At this time, you need to make a table with indicator data such as timing style, stock picking ability, industry allocation, risk control, fund size, and fund manager operating style of the target fund. Carry out analysis and scoring, and choose funds with excellent scores in each category, which is equivalent to buying multiple protection insurance. Then, investing in funds will be more reliable.

Should you stop profit after buying a fund near 3600?

On the matter of taking profit, there have always been two factions of views: "Conservatives" believe that reaching their own settings It is necessary to stop profit at the profit line, otherwise the duck may fly again; the "ambitious" believe that there is no need to stop profit, and you still have to continue to hold when it rises to have the possibility of getting more profits.

For this question, we should actually pay attention to the two key points we consider when buying funds. One is a good fund, or a good fund manager; the other is a good price, or a good time. point.

If we find that this fund manager starts to act differently and violates his own investment system, then we have to consider whether there is a problem with this new logic.

To judge whether there is a problem with the fund manager's system, we should not just look at his performance in the past one or two years, but also further think about the reasons behind his performance and whether this reason really reflects the investment. The system doesn't work.

If you have a certain stock investment research system, then you can use the fund manager's positions to judge whether his operation is reasonable and whether you agree with it. After truly analyzing whether the fund manager is reliable or not, you can make a judgment.

The meaning of trust fund

Trust fund, also called investment fund, is a collective investment method with "maximum benefit sharing and maximum risk sharing": it refers to the investment through contract or In the form of a company, by issuing fund certificates (such as income certificates, fund units and fund shares, etc.), the funds of the majority of uncertain investors in the society are pooled in unequal amounts to form a certain scale of trust assets, which are handed over to specialized A collective investment trust system in which investment institutions carry out diversified investments according to the principle of asset portfolio, and the profits obtained are shared by investors in proportion to their capital contribution and bear corresponding risks.