The fund relies on the growth of its net worth to achieve profits. Fund dividends are nothing more than distributing some money from the fund's account and turning it into cash for fund holders.

After dividends are distributed, the net value of the fund will decrease, but in the end the funds in your fund account will remain unchanged.

If the net value of the fund is less than 1.00 yuan, the fund will not pay dividends.

So, don’t think about dividends.