According to Tencent.com's inquiry, the main difference between Long Qian Bao 1 and No.2 is the investment period and redemption method. Long Qian Bao 1 has no investment term limit, and can be purchased and redeemed at any time, and the redemption funds will be received on the same day. Long Qian Bao No.2 has different investment periods, such as 7 days, 14 days and 28 days. Automatic redemption after maturity, and the redemption funds will arrive the next day. Long Qian Bao 1 No.2 and No.2 are both wealth management products launched by China Construction Bank, which are linked to CCB B Fund and can realize the functions of wealth management and consumption. Long Qian Bao 1 is an open-ended wealth management product, with small daily net value fluctuation and yield equivalent to that of money funds. Long Qian Bao No.2 is a closed-end fixed-income wealth management product, with the daily net value unchanged and the yield slightly higher than that of the money fund.