Yes, the money fund is a low-risk investment tool, which is usually used for short-term savings and liquidity management. They are mainly composed of short-term bonds and high-credit money market instruments, such as government bonds, central bank bills and bank deposits. The main goal of the Monetary Fund is to keep the principal stable and provide a relatively stable return.

Although the risk of the money fund is relatively low, it cannot be completely ruled out. The main risks include:

1. Credit risk: that is, the bond issuer defaults or fails to repay the principal and interest on time.

2. Liquidity risk: that is, when investors need to redeem a lot, the fund may not be able to realize assets in time to meet the redemption demand.

3. Interest rate risk: that is, the impact of changes in market interest rates on the fund's net value.

In order to reduce the risk, you can choose to buy a money fund with high credit rating, pay close attention to the fluctuation of the fund's net value regularly, and pay close attention to the fund's investment portfolio and the performance of the fund manager.