Provident fund deposit consists of two parts: employee individual provident fund deposit and employee unit provident fund deposit, which belongs to individual employees. Provident fund deposit, the monthly deposit amount of individual provident fund deposit is the average monthly salary of employees in the previous year multiplied by the proportion of employee provident fund deposit; The monthly deposit amount of the provident fund paid by the unit for the employees is the average monthly salary of the employees in the previous year multiplied by the deposit ratio of the unit provident fund.
Provident fund deposit base:
The monthly deposit base of housing provident fund is the average monthly salary of employees in the previous year. According to the relevant regulations of the state, employees' wages include hourly wages, piecework wages, bonuses, allowances and subsidies, overtime wages, wages paid under special circumstances and piecework wages. The deposit base of housing provident fund shall strictly implement the policy of "limiting the height and ensuring the low", which shall not be lower than the current monthly minimum wage standard of this Municipality, and shall not exceed three times the average monthly wage of employees in this Municipality in the previous year, and shall be adjusted and released by the Housing Provident Fund Management Committee every year.
Extended data:
Provident fund, usually refers to housing provident fund, and sometimes also refers to company provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
From July 20 17 1 day, the transfer and connection of housing provident fund in different places are all handled through the "National Platform for Transfer and Connection of Housing Provident Fund in Different Places". Gradually realize "accounts go with people, money goes with accounts". At the same time, we will vigorously promote off-site loan services to meet the funding needs of paid employees for cross-regional housing purchases.
20 16, 18 On February 8th, according to the Notice of the Central Bank, the Ministry of Housing and Urban-Rural Development and the Ministry of Finance on Perfecting the Formation Mechanism of Deposit Interest Rate in Employees' Housing Provident Fund Account, the deposit interest rate in employees' housing provident fund account was adjusted from the current benchmark interest rate for current and three-month deposits divided by collection time to the unified benchmark interest rate for one-year time deposits on February 2nd.
References:
Baidu encyclopedia-accumulation fund