Suppose we have 65,438+0,000 yuan invested in the fund. At this time, the buying cost is 1.5%, and the selling cost less than 7 days is also 1.5%. At this time, the market situation has not changed, and the principal is still 1 ten thousand yuan. When selling, the principal will be reduced by more than 500 yuan, which is the handling fee for buying and selling. Generally speaking, the buying fee is inevitable, but the selling fee can be avoided. The selling fee is determined according to the holding days. The more holding days, the lower the selling cost. It is based on seven days, that is to say, if it is held for less than seven days, the selling fee will be 1.5%, but if it is held for more than seven days, the selling fee will be 0.75%. Therefore, it is not recommended to buy and sell frequently in a short time. The current fund market is still risky, so this period is very suitable for short-term. Many people want to buy and sell frequently, but they ignore the handling fee, which eventually leads to a lot of losses.
Therefore, the fund does not require that it must be held for more than 7 days, but the handling fee for holding for more than 7 days will be greatly reduced. This is from the perspective of personal investment. If you don't care about this handling fee, it is ok to buy and sell frequently, but this will only bring greater risks to our income. This is generally not recommended. Try to hold it for more than 7 days, at least without deducting so many handling fees, and the income is more stable.