Investors look at the fund net value mainly by looking at the unit net value and referring to the accumulated net value.

1. Net unit value refers to the unit value of the fund on a certain day, that is, the price of the fund on that day. For open-end funds, fund companies generally publish the unit net value of the fund every day. For closed-end funds, the net value of fund units is generally published once a week.

2. Cumulative net value of the fund: since the establishment of the fund, the net assets of the unit without considering the previous dividends and dividends reflect the cumulative growth of the net value of the fund.

Cumulative unit net value = unit net value after the establishment of the fund+cumulative unit dividend amount.

3. The price level can be seen from the unit net value. The reference of the accumulated net value is to look at the past performance of this fund, and it is necessary to pay attention to how many years this accumulated net value was obtained.

Fund companies especially like to use cumulative net value, because it is higher than the unit net value (cumulative net value = unit net value +N dividends) or equal to the unit net value (dividends have not yet been paid), which is beneficial to fund companies to publicize their performance.

Extended data:

Selection criteria for fixed investment funds:

1. Funds established for more than 3 years.

The stability of the new fund is not strong enough, so it is difficult to investigate its actual rate of return. Here we should learn how to calculate the cumulative net growth rate of the fund and the dividend ratio of the fund, and use the data to understand whether the fund has sufficient profitability.

Only when the fund is profitable can it generate dividends. For example, since the establishment of a fund, it has accumulated dividends for 7 times, and the dividend ratio can reach 18%, indicating that the fund is operating very well and suitable for investment.

2. The same type of fund has the highest return in three years.

No matter whether the market is up or down, it can have a higher rate of return, which shows that such funds are less risky and more suitable for fixed investment. After all, the market of China stock market is that the bull is shorter than the bear, so the manipulation in the bear market is particularly important. It should be noted that it is meaningless to compare different types of fund products. After all, different types of funds have different investment methods and risk tolerance.

3. Buy oversold but not oversold.

An oversold market with good fundamentals is most suitable for starting a fixed investment. Even if the market is at a low level, as long as you are optimistic about the long-term development in the future, you can consider starting to invest.

4. The fund manager has not changed.

With a good fund manager, investors can also get greater benefits. If fund managers change frequently, it is difficult for investors to get the best rate of return, because each fund manager has different trading methods and different profits.

Baidu Encyclopedia-Unit Net Value

Baidu Encyclopedia-Accumulated Fund Net Value