Endowment insurance fund, medical insurance fund, unemployment insurance fund, work injury insurance fund and maternity insurance fund are used to provide corresponding welfare protection. In addition, there are other special types of funds, such as provident fund and welfare fund for the disabled. Specific classification and management methods vary from country to country. The specific situation needs to be determined according to local laws and systems.
Social security fund refers to a special fund established and managed by the government or other organizations to provide various social security benefits for members of society. The types of social security funds can be classified according to their objectives and sources of funds.
1. Pension Fund: Pension Fund is a fund that provides pensions and related benefits for retirees. The sources of funds mainly include contributions from employees and employers, and government subsidies.
2. Medical insurance fund: the medical insurance fund is used to pay medical expenses and provide medical services. The sources of funds can be donations from individuals and employers, government grants and other forms of financing.
3. Unemployment insurance fund: the unemployment insurance fund is used to provide unemployment relief and related benefits for the unemployed. The funds mainly come from the contributions of employers and employees.
4. Work-related injury insurance fund: The work-related injury insurance fund is used to pay medical expenses, rehabilitation expenses and compensation for work-related injuries. The funds mainly come from employers' contributions.
5. Maternity insurance fund: the maternity insurance fund is used to pay maternity allowance and related expenses. The funds mainly come from the contributions of individuals and employers.
In addition, there are some special types of social security funds, such as provident fund and welfare fund for the disabled, which are used to provide welfare protection for specific groups.
Different countries and regions may have different types of social security funds, and the specific classification and management methods will be different. The above list is only the common types of social security funds, and the specific situation needs to be determined according to the laws and systems in your area.
The classified operation mechanism of social security funds refers to dividing social security funds into different types according to different objectives and functions, and stipulating specific operation modes and mechanisms. Generally speaking, social security funds can be divided into endowment insurance funds, medical insurance funds and unemployment insurance funds. These funds raise funds through social donations and government subsidies. , and used to provide the corresponding protection and welfare for the insured. The operating mechanism includes the provisions on the source of fund income, fund management and use, and risk sharing. By establishing a classified operation mechanism, the social security fund can more effectively meet the security needs of different groups of people and ensure social stability and fairness.
Legal basis:
People's Republic of China (PRC) Social Insurance Law;
Chapter IX Handling of Social Insurance
Seventy-fourth social insurance agencies through business handling, statistics, investigation and other means to obtain the data needed for social insurance work, the relevant units and individuals should provide timely and truthful. The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement. The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge. Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.