1) online banking or bank counter: ICBC is recommended as the first choice for both fixed investment and single investment, and the variety of funds is very complete. Followed by CCB, but its online banking is not very convenient, followed by China Merchants Bank, Bank of Communications and Agricultural Bank. Generally, the handling fee is not discounted, sometimes it is 4-8 fold (not often).

2) Direct sales of fund companies: If any, Industrial Bank Card is preferred. This card can be purchased directly from online fund companies, and the handling fee is 4-6 fold all the year round. As long as the funds are deposited in the Industrial Bank Card, you can directly open accounts on the websites of various fund companies. The second is to build bank cards and agricultural bank cards (these two cards are also used by various fund companies).