Many people say that they hold the fund for a long time when they buy it, so will a fund lose money after three years? Can the fund last for three years? We have prepared relevant content for everyone, and interested friends will take a look!

Will the fund lose money after three years?

There are many kinds of funds, depending on the type of funds. If it is a money fund or a pure debt bond fund, it will basically not lose money after three years, because the characteristics of money funds and pure debt funds are low risk and stable income, unless it is a major economic crisis.

If it is a stock fund, a hybrid fund or an index fund, then it is possible to lose money or make money, mainly depending on the market situation of the fund, whether it is up or down, and it is uncertain.

Can the fund last for three years?

If it is a money fund or a pure debt bond fund, it is ok to put it for three years, and basically it will not lose money. However, if it is a high-risk type such as equity fund or hybrid fund or index fund, holding it for three years for a long time has two advantages:

1. Holding the fund for three years for a long time can spread the risk of the fund.

2. There is a certain relationship between the holding time of the fund and the selling rate. Generally speaking, the longer the holding time, the lower the selling rate. Some funds that have been held for a long time can be exempted from the selling rate. Most funds can be exempted from the three-year selling rate, which is very cost-effective.

I hope the above content can help everyone!