Ping An Insurance Survival Money refers to the insurance company returning a fixed amount of insurance money to the insured while he is alive during the insurance liability period, and the specific collection time needs to be arranged according to the insurance contract.

Ping An Insurance is a life insurance, and the survival fund is a necessary condition for refunding money.

Survival money is survival insurance. To put it simply, survival money is the fixed income paid to the insured by the insurance company in accordance with the provisions of the relevant contract signed with the insured, in addition to the policy protection.

Survival money is very humanized for consumers, because to a certain extent, the survival period is equivalent to the protection of consumers' lives, which meets the basic needs of consumers' daily life, increases consumers' extra income and relieves consumers' economic pressure. Survival money has no effect on the insurance policies purchased by consumers, and survival money has a certain relationship with consumers' insurance dividends. The more times you receive subsistence allowances, the less dividends consumers will get in insurance companies in the future.

Consumers can also prepare corresponding materials and personal identification according to their actual situation, and then they can apply for survival money from insurance companies. Insurance companies will review the documents submitted by consumers within a certain working period, and after the review is passed. The insurance company will put the survival money into the consumer's account according to a certain proportion. The remittance amount of survival money is determined by the insurance company according to the insurance purchased, and any formalities are handled in accordance with the procedures of the insurance company.

Survival insurance refers to life insurance with the survival of the insured as the condition of paying insurance money. Survival insurance has a strong saving function. When the insurance expires or reaches the age agreed in the contract, the insured is still alive and the insurer is responsible for paying the insurance money.

In addition to the general term survival insurance, such as children's education insurance and marriage insurance, the main type of survival insurance is annuity insurance. Survival insurance is different from death insurance, and the payment of insurance money is based on survival. The original survival insurance produced many types of insurance, because once the insured died, the premium was paid to the insurance company for free, which led to insurance problems.

Chinese name survival insurance alias savings insurance quality of life life insurance of the insured

That is, when the insurance expires or reaches the age agreed in the contract, the insured is still alive and the insurer is responsible for paying the insurance money. Survival insurance is mainly to provide old-age security for the elderly, or to provide education funds for children. Therefore, survival insurance is mainly based on savings, also known as savings insurance.

Annuity insurance is a kind of survival insurance that pays insurance money to the insured regularly. )

Features:

1. Survival insurance is conditional on the insured's survival for a certain period of time. If the insured dies within the insurance period, there will be no compensation and the insurance premium will not be refunded. Therefore, the insurance premium paid by the insurance company to the survivors on the due date includes not only the insurance premium and interest paid by them, but also the insurance premium and interest paid by the deceased before the due date.

2. The main purpose of survival insurance is to meet the specific needs of the insured after a certain period of time, such as children's education, marriage money or the insured's pension.

3. Survival insurance has strong savings.

In addition to the general term survival insurance, such as children's education insurance and marriage insurance, the main type of survival insurance is annuity insurance.

Simple survival insurance refers to insurance with survival as the payment condition, that is, it can only be given if it is alive, but not if it is dead.

Contrast area:

Survival insurance is a life insurance with the payment condition that the insured survives until the date stipulated in the insurance policy. That is, the survival of the insured is the only condition for paying insurance benefits. If the insured dies during the insurance period, the insurance company will not pay the insurance premium or refund the premium paid. Survival insurance has a strong saving function, and the insured can receive a sum of insurance money after a certain period of time to meet the expenditure needs of life and other aspects. Death insurance refers to a kind of personal insurance in which the insured dies within the validity period of insurance liability and the insurer pays insurance money. According to different insurance periods, death insurance can be divided into fixed-term death insurance and life-long death insurance, so that the insured can get a sum of insurance money after a certain period to meet their needs in life and other aspects. If the children are insured with education fund insurance, they can have an education fund when they go to college. Survival insurance is different from death insurance, and the payment of insurance money is based on survival. Therefore, survival insurance is mainly based on savings, also known as savings insurance.

The original survival insurance produced many types of insurance, because once the insured died, the premium was paid to the insurance company for free, which led to insurance problems. For example, determine the life insurance to be paid.