When buying a fund, you can check the past income of the fund. Many people are confused. Although the fund has positive income, why did the fund they bought lose money? Then why does the fund make money but not the public?

what is the reason?

We have prepared relevant content for your reference.

Reason 1: Christians like to chase the rise and kill the fall. When buying funds, many Christians like to chase the rise and kill the fall. When the fund rises, they will feel that the fund is good. They can observe it again and wait until the fund continues to rise.

After it has been rising for a period of time, you will be very optimistic about this fund and buy the fund. At this time, you may be buying at a high point.

But when the fund rises to a certain level, it will fall. Because the fund is a volatile product, when the fund falls, the fund investors will suffer losses. At first, they may not be willing to redeem them, and they will wait for losses.

In serious cases, if you really can't bear it, you will redeem it and sell it at a low price. At this time, you will lose money, so there will be a situation where the fund makes money, but the fundraiser does not. So when you buy a fund, you must not chase the rise.

Kill down.

Reason 2: They like to chase funds with high growth rates. Many investors prefer to chase funds with relatively high growth rates. However, the risk of funds with high growth rates is relatively high. If investors do not redeem the funds in time, then the funds will be lost.

It is possible to be trapped, and then there will be continuous losses. When investors cannot bear the risk of redemption, and the fund rises again, then investors will lose money, but the fund as a whole will not lose money.

Reason three: Funds charge handling fees. When the fund is operating, it will charge handling fees from investors. As long as you buy, you will be charged every day, regardless of whether the investor makes money or loses money, so this fee is fixed.

, so the fund is in a position to make money.

In general, funds are risky. Investors should be cautious when buying funds. They should not chase the rise or fall or chase funds with high gains. When buying funds, they need to be rational and know what they are doing.

The ability to bear the risk. If you cannot bear the risk, then you should consider redeeming the fund.

Regardless of whether investors make money or lose money, funds will need to charge handling fees. Therefore, when investors buy funds, they should pay attention to handling fees. If they make little profit, in addition to losing the original money,

There will also be some losses in handling fees, so you should be cautious when investing in funds.