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What materials do I need to apply for a housing provident fund loan?
The materials required to apply for housing provident fund loans are:

1. The borrower and the original and photocopy of the borrower's ID card, household registration book and repayment commitment letter.

2. proof of marital status,

3. Legal commercial housing purchase contract or agreement,

4. Personal credit certificate provided by the borrower and the borrower's unit,

5. Effective proof that the borrower has paid not less than 30% of the house purchase price,

6. List of collateral and pledge used for guarantee, certificate of ownership, certificate of consent of the person who has the right to dispose of collateral and pledge, and certificate of mortgage valuation issued by relevant departments.

7. The auction property of housing provident fund loan must be the property that the developer has signed a mortgage agreement with the entrusted bank, and the borrower can go through the loan formalities through the mortgage bank.

Second-hand housing provident fund loans required materials are:

1. Copy of the Seller's household registration ID card,

2. Original and photocopy of the real estate license,

3. An assessment report issued by an assessment agency recognized by the Provident Fund Management Center,

4. Tripartite agreement signed between the intermediary agency recognized by the Provident Fund Management Center and the buyer and seller,

5. Mortgage registration shall be conducted by the real estate transaction department at or above the district level.