First of all, from the perspective of fund companies, the time rule of fund sales is an important part of fund products. For fund management companies, it is helpful to control the redemption risk and improve the liquidity and stability of funds to formulate reasonable rules on the time of fund offering. In addition, according to the market environment, fund net asset value, investment style and other factors, fund companies will formulate the selling rules of different varieties such as stock funds, bond funds and hybrid funds to meet the needs of different investors.
Secondly, from the perspective of investors, fund sales need to consider the following aspects. The first is your own investment goals and risk preferences. Investors need to choose different kinds of fund products according to their investment objectives and risk tolerance, such as stock funds, bond funds and money funds. According to different kinds of fund products, fund companies will formulate different rules of fund sales time, and investors need to understand and abide by these rules to avoid risks. Secondly, according to the market situation and the net value of the fund, the selling strategy is formulated. Investors need to pay attention to the market environment, changes in fund net value and other factors, and formulate selling strategies according to their own goals. If the net value of the fund continues to fall, investors should avoid selling blindly, but should treat market risks rationally and hold them for a long time, waiting for the market to pick up. Finally, we need to pay attention to the living conditions and needs of individuals. If investors need funds to support a large expenditure in the short term, such as buying a house and a car, they can consider selling some fund shares to obtain funds.
It should be noted that the change of sales period has a great influence on sales expenses. Generally speaking, investors need to pay attention to the corresponding expense standard in the scene, calculate the cost of selling the fund by themselves, and make a decision after considering the value-added of the fund and the actual value of the expenditure.
To sum up, the timing of fund sales is very important for fund companies and investors. For fund companies, making reasonable selling time rules is helpful to improve the liquidity and stability of funds; For investors, understanding and abiding by the relevant rules, combining their own investment objectives, market conditions, net fund value, living conditions and other factors, and formulating a reasonable selling strategy can achieve twice the result with half the effort.