How to choose a long-term bond fund?
1, choose a large fund company.
The comprehensive strength of large fund companies is stronger, and the investment level is more advantageous in bond investment.
2. Choose a bank as a fund company.
The main transaction of bonds is in the interbank market. If the shareholders of a fund company have a banking background, it is equivalent to "getting the month first", and it is easier to grab high-quality bonds.
There are 15 fund companies whose main shareholders are banks. Among them, Bank of China Fund, ICBC Credit Suisse Bank, China Merchants Fund, CCB Fund, Bank of Communications Schroeder, Agricultural Bank Credit Suisse, Minsheng Canada Bank and other funds are relatively large.
3. Choose a fund manager with a fixed expected return as the investment director.
The requirements of the position of investment director with fixed expected income are much stricter than those of ordinary fund managers. Therefore, the average strength of investment directors with fixed expected returns is also stronger, and choosing their products is more secure.
In recent years, many fund managers of some star bond funds are directors of fixed expected return investment. For example, three bond funds won the Morningstar Annual Fund Award this year, of which two fund managers are investment directors with fixed expected returns, and the other fund manager is deputy director with fixed expected returns.
4. Choose the star products of fund companies that specialize in bonds, such as Pengyang Fund.
Well, the introduction of how to choose long-term bond funds is so far, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.